General Information

FAQs

ADA Information
Attendees may submit ADA requests by completing that section during the registration process. A representative will contact you based on the information you provided.
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Attire
Attendees are encouraged to wear casual and comfortable clothing to the sessions and events, but feel free to wear what makes you comfortable.  The Welcome Event will be outdoors, so we encourage you to check the weather and dress appropriately. Attire for the Dinner and Dancing is semiformal.  Sport coat, suit or cocktail dress is appropriate.
Anti-Harassment
MDRT is committed to providing a positive environment for its employees, members and other guests at all MDRT events. It has been and remains MDRT’s policy to maintain an environment where every employee, member and guest is treated with respect and which is free from all forms of harassment based upon or related to sex, race, color, religion, national origin, ancestry, physical or mental disability, age, sexual orientation, marital status, veteran status, military status, genetic information and any other characteristic protected by applicable law. This includes conduct that creates a hostile, intimidating or offensive environment based on these characteristics. Harassment of any employee, member or guest is strictly prohibited and will not be tolerated. Any individual who violates these requirements will be subject to appropriate remedial action, which may include removal from the premises, termination of employment or termination of membership.
Children and Guests
Children and guests under the age of 21 may be present at the meeting site, but will not be permitted to attend any of the meeting sessions or social functions. Meals, activities, etc., for your children will be at your own expense.  Children and guests under the age of 21, parents or business associates of the attendee may not attend as a guest.  Please visit the hotel concierege to inquire about children's programs offered by the hotel.
Climate
The average high during the day is 70 degrees Fahrenheit, (21 degrees Celsius), with overnight temperatures averaging a low of 50 degrees Fahrenheit (10 Celsius).  Attendees should be prepared for daytime temperatures of 73 degrees Fahrenheit (23 degrees Celsius) and evening temperatures of 48 degrees Fahrenheit (9 degrees Celsius).
Code of Ethics
Members of the Million Dollar Round Table should be ever mindful that complete compliance with and observance of the Code of Ethics of the Million Dollar Round Table shall serve to promote the highest quality standards of membership. These standards will be beneficial to the public and to the insurance and financial services profession. Therefore, as members you shall:
1. Always place the best interests of your clients above your own direct or indirect interests.
2. Maintain the highest standards of professional competence by seeking to maintain and improve professional knowledge, skills and competence.
3. Hold in strictest confidence, and consider as privileged, all business and personal information pertaining to your clients’ affairs.
4. Make full and adequate disclosures of all facts necessary to enable your clients to make informed decisions.
5. Maintain personal conduct that will reflect favorably on the insurance and financial services profession and the Million Dollar Round Table.
6. Determine that any replacement of an insurance or financial product must be beneficial for the client.
7. Abide by and conform to all provisions of the laws and regulations in the jurisdiction in which you do business.
Consent for Use of Photographic and Activity Waivers
Registration and attendance at or participation in MDRT meetings or other activities constitutes an agreement by the registrant and their guest to MDRT's or its licensees' use and distribution (both now and in the future) of the registrants' or guest's image and voice in photographs, videos, electronic reproductions and audio recordings of such events or activities.

By registering for this event, you acknowledge that your participation in all related activities is voluntary and optional, and that participation in any of these events is at your own risk.  You agree to (1) release MDRT from any and all claims that you or any person included in your registration fee may have against MDRT arising from or related to these activities, and (2) indemnify and hold MDRT harmless from any and all claims, costs or expenses arising from your actions, or the actions of any person included in your registration fee.
Diversity Statement
The Million Dollar Round Table (MDRT) is committed to celebrating and serving its inclusive, diverse constituency of members in a culture where everyone is valued, respected, appreciated and treated fairly without bias or discrimination. As a global organization, MDRT values and embraces the differences among its members. MDRT will purposefully establish and promote policies, programs and procedures that affirm diversity, equity and inclusion for the benefit of all members, aspiring members, industry partners and the financial services profession.
Disclaimer
The Million Dollar Round Table® (MDRT) does not guarantee the accuracy of tax and legal information and is not liable for errors or omissions. You are urged to check with tax and legal professionals in your state, province or country. MDRT also suggests you consult with local insurance and security regulations and compliance departments, pertaining to the use of any materials with clients. Copyright Million Dollar Round Table (MDRT). This work is protected by domestic and international copyright laws. No part of this work may be copied in whole or in part in all forms of media. The recording of any sessions or elements of the virtual event are strictly prohibited.
Electronics and Attendee Courtesies
Audio recordings, video recordings and photography are prohibited in ALL sessions. This event is protected by domestic and international copyright laws. No part of this work may be copied in whole or in part in all forms of media. The recording of any sessions or are strictly prohibited.
Electronic Handouts
You may access any available speaker handouts through the meeting app.
Eligibility
Top of the Table welcomes approved 2022 Top of the Table members and their guests to the meeting.
Meeting Rules of Conduct
1. Spouses, family members and friends of attendees may not be present at officially designated MDRT functions and events during the Annual Meeting, with the exception of family/spouse meetings, or with an exception voted on by the Executive Committee.
2. To receive Top of the Table Annual Meeting materials, all members and guests must register at the MDRT Meeting Registration Desk.
3.  Giving your badge to another person for purposes of admission to any Top of the Table function is not permitted.
4.  Promotion by members or nonmembers of any goods and services, except member sponsors under the provisions of a signed Sponsors Agreement and other than with the expressed written permission of the Executive Committee, is not permitted.
5.  Members who furnish MDRT membership lists may be placing their membership in jeopardy.  Likewise, the MDRT Membership Directory is not to be used or loaned for any commercial purpose or other reasons, nor is any portion of it to be reproduced without the expressed prior written permission of MDRT.
6.  Recruiting or attempted recruiting of personnel or agents of one company or firm by persons of another company or firm is not permitted during the meeting or in connection therewith.
7. Audio or video recording or still photography of all sessions, including Main Platform, is not permitted.
8. Members who wish to use credit privileges at the official Top of the Table hotel shall make such arrangements directly with the hotel after their meeting registration has been completed.  Where credit privileges are granted and used, full payment shall be made upon booking or as stated in the hotel rules.
9. Any individual removing merchandise from the MDRT Store without paying for the merchandise will be asked to surrender their badge, thereby preventing them from attending the remainder of the meeting.  The individual and incident will also be reported to the MDRT Ethics Committee for further action, possibly resulting in revocation of membership.

Visa Information

Visa Information & Letter of Invitation
If you are coming from outside the U.S., .
Visa Denial
MDRT will not process refunds for visa denials received after [DATE HERE]. Members who are denied a U.S. visa are eligible to receive a full refund for the meeting registration fee only if official documentation of their visa denial is provided to MDRT at by [DATE HERE]. MDRT cannot process refunds for visa denials after this date. Visa denial letters must be submitted individually.
Important Tax and Legal Information
The Million Dollar Round Table (MDRT) does not guarantee the accuracy of tax and legal information and is not liable for errors or omissions.  You are ureged to check with taxs and legal professionals in your state, province, territory or country.  MDRT also suggests you consult with local insurance and security regulations and compliance departments, pertaining to the use of any materials with clients.
Copyright Million Dollar Round Table (MDRT). This work is protected by domestic and international copyright laws.  No part of this work may be copied in whole or in part in all forms of media. The recording of any sessions or elements of the in-person events are strictly prohibited.
Collaboration Rules
  1. Use only polite, respectful language.
  2. Do not disparage any individual or company.
  3. Do not discuss pricing or cost.
  4. MDRT does not undertake to monitor this chat in real time, but reserves the right to remove any comment at its discretion.
Simultaneous Interpretation
English is the official language of the 2022 Top of the Table Annual Meeting.  MDRT provides simultaneous interpretation of Main Platform presentations, as well as select Focus Sessions when at least 10 or more registered members have requested interpretation in a common language.  The deadline to request interpretation is September 19, 2022.
Statement of Antitrust and Legal Compliance
There shall be no negative discussions of commercial companies or products. There shall be no discussion or activity for the purpose of any legal compliance preventing any person or persons from gaining access to any market or customer for goods and services, nor any agreement or understanding to refrain from purchasing or using any material, equipment, services or supplies. There shall be no discussion or activity that may be construed as forestalling or limiting research and development. We, of course, expect your consideration and full compliance with these guidelines, both while in attendance at this meeting and at all times in your business.

Future Meeting Dates

MDRT Global Conference
2022 – August 28 to 31,
Sydney, Australia
Top of the Table Annual Meeting
2022 — October 19 to 22,
Santa Barbara, California, USA
MDRT EDGE
2022 — November 7 to 9, Orlando, Florida, USA
MDRT Annual Meeting:
2023 – June 25 to 28,
Nashville, Tennessee, USA
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